MoneyNibbles

Take control of your money.

Know exactly where you stand, every month.

Tell us what comes in, what goes out, and what you're working towards. We'll build the plan. No jargon, no advisor.

Private
NZ-first
Free
9:41
MoneyNibbles
STEP 01 OF 04 · INCOME
LET'S START WITH —
What comes in?
Your take-home pay after tax.
Weekly
Fortnightly
Monthly
TAKE-HOME PAY
$
5,200
ON CURRENT NUMBERS
$5,200 / mo
Monthly take-home

How it works

Four steps to a clear picture.

  1. 01
    Enter your income
    Weekly, fortnightly, or monthly pay. We sort out the maths.
  2. 02
    Map your expenses
    Housing, groceries, transport, subscriptions. Add anything we missed.
  3. 03
    Pick your goal
    House deposit, KiwiSaver, paying off debt, a holiday. Or skip it — we'll just show you the number.
  4. 04
    Get your plan
    On track? Here's the breakdown. Short? Here's what moves the needle.

7 goals covered

What's your money for?

House deposit
Savings
Debt sorting
KiwiSaver
Emergency fund
Holiday
Investments

Stays on your device

Your numbers never leave your browser. No account needed, no data stored anywhere.

Built for New Zealand

KiwiSaver rules, NZ tax rates, local platforms. Not a US tool with NZD bolted on.

Free, always

No subscription, no upsell. Just a clear picture of your money.

Ready to take control of your money?

No signup, no credit card. Your numbers stay on your device.