Track your cash flow and see how much you can put toward your mortgage
Total Income
$0
per month
Total Expenses
$0
all categories
Surplus
$0
after all expenses
Savings Rate
0%
of total income
View totals as
Income
Total$0
Fixed Expenses
Total$0
Variable Expenses
Total$0
Discretionary
Total$0
Expense Breakdown
Budget vs 50/30/20 Rule
Surplus → Mortgage Allocation
How to deploy your surplus to reduce your mortgage faster
Surplus: $0
Net Worth Tracker
Assets, liabilities & wealth snapshot
Assets
Liabilities
Total Assets
$0
Total Liabilities
$0
Net Worth
$0
Debt-to-Asset Ratio
0% debt—100% debt
Asset Composition
Assets vs Liabilities
FinVault
Hey! 👋 I'm someone who enjoys working with numbers and understanding how things behave over time.
While learning more about personal finance, especially mortgages, I noticed that once you start mixing fixed, floating, offset, and revolving credit, it becomes surprisingly hard to see how everything works together.
So I created FinVault, a free tool where you can model those loan splits and see the bigger picture in one place.
It runs entirely in your browser and nothing you enter is ever saved or sent anywhere.
If it ends up saving you some time (or money 😄), feel free to share suggestions, and supporting the project on Ko-fi helps keep it going.